The Problem

AI Agents Don't Fit Human Wallets

Today, giving AI access to capital means:

Opening multiple small wallets

Pre-funding isolated accounts

Manually approving transactions

Or worse -- exposing private keys

This fragments liquidity, increases operational friction, and makes autonomous execution nearly impossible.

Wallets assume a human signer. AI needs something different.

The Shift

From Transaction Signing → To Rule Signing

Echo introduces a new primitive: Instead of signing every transaction, you sign execution rules.

Asset scope

Which tokens can be used

Spending limits

Max per-tx and daily caps

Time boundaries

Active execution windows

Protocol permissions

Allowed contract targets

Bounded autonomy
On-chain verifiable
Fully non-custodial

What Echo Is

An Agent Native Smart Account Protocol

Single-account capital efficiency
Rule-enforced execution
No private key delegation
No pre-funded wallet fragmentation
Continuous AI operation under cryptographic boundaries
Built for what comes next

Built for AI Agent Builders.

Built for autonomous systems.

Built for what comes next.

See Echo in Action

How Echo protects AI payment execution

via ERC-4337

Step 1

AI Agent Proposes

Rebalance treasury portfolio

Send 100,000 USDC

to StrategyContract

AI can propose actions, but should not execute them.

Step 2

Echo Verifies

Policy Check:

Max: 50,000 USDC

Target: StrategyContract

Window: 24h

TEE ZK Proof

Step 3

Result

Transaction Blocked

Reason: Amount exceeds policy limit

Echo checks whether the action stays within user-defined boundaries.

Who It's For

If you are building agents, you need a native capital layer.

AI Agent Builders

Give your agents real execution power -- safely.

On-Chain Strategy Developers

Deploy autonomous trading, payment, or subscription agents with enforceable limits.

Proto-ToC Power Users

Experiment with AI-managed capital under bounded rules.

How It Works

Four steps. No custody. Full auditability.

01

Sign Rules Once

User defines and signs execution rules

02

Generate Authority

Echo creates rule-bound execution authority

03

AI Executes

Agent transacts within defined constraints

04

On-Chain Audit

Every action is verifiable and auditable

No custody
No hidden risk scoring
No human-in-the-loop friction

Why This Matters

AI autonomy is increasing. Capital access must evolve with it.

Human wallets cannot scale to autonomous systems. Echo provides the missing layer between AI and on-chain capital.

Wallets are for humans.

Echo is for AI.

Ready to give your AI a native account?